I am trying to refinance my mortgages. I have a first mortgage which is fixed at 6.375 % and a second HELOC?

(My Original Blog Post: -*http://www.latesttrendsguide.com/?p=2369)

which is currently at 8.5 %. I would like to get one fixed mortgage at a lower rate and payment. Can someone please explain to me what a streamline refinance is? I do not want to get any cash out and have always been current with my payments for 2 1/2 years (Never late)

By: warmkatladycat